Florida is a no-fault state, which means the insurance carriers of all drivers involved in a collision will pay a percentage of the medical bills and lost wages resulting from an accident, no matter who was at fault. This type of coverage is called personal injury protection (PIP), which provides coverage of a minimum of $10,000 per person per crash. In order to access PIP benefits, an injured party must seek medical treatment within 14 days of the car accident.
An injured person must also meet certain criteria in order to file a personal injury lawsuit after a car accident. Specifically, the injured party must be able to prove the motor vehicle accident resulted in “serious permanent injuries.”
Additionally, Florida has what is called the dangerous instrumentality doctrine, which states if you allow someone to borrow your car, or put your name on the title of a car for someone else, you can be held liable for damages in the event of an accident, even if you had nothing to do with the accident. It is very important to consult with a personal injury attorney to find out if you are at risk of being sued if someone driving your car, or driving a car with your name on the title, is involved in a motor vehicle accident. By becoming informed about your liability in such a situation, you are more prepared in the event an injured person or persons decides to take you to court.
Contact Lancaster and Eure to schedule a free consultation. With 70 years of combined experience in trial practice and litigation for personal injury in Florida, Lancaster and Eure has the knowledge and expertise to help you with your personal injury case.